Unlimited access to 1000+ loyalty rewards 

Absolutely free with your ESMI cover

Incorporate ESMI Rewards into your usual spending with ease, and you could see an average yearly saving of £400.

How Does ESMI Rewards Work?

Save right away

When you buy an insurance policy, you'll receive a link to ESMI Rewards. It's all free.

Unlimited access

All policies give you the same unlimited access to over 1,000 cashback opportunities.


ESMI Rewards is fee-free. If you cancel your policy you loose access to the savings.

What is ESMI Rewards?

All ESMI policyholders get unlimited access to our ESMI Rewards site with over 1,000 cash-back opportunities from over 150 of the UK’s favourite brands. ESMI Rewards gives you the opportunity to save money when you spend. It’s a thank you for choosing to protect yourself and your family with us.

Get offers from almost every major retailer in the UK on our Rewards site with members saving up to £400 a year on average. You could even get back the money you pay for your ESMI insurance cover each year just from the savings you make with ESMI Rewards.

Up to 40% off cinema tickets

Save at all the big cinema’s: Odeon, VUE, Showcase and more.

Save on your food shop

Save up to 6% on supermarket shops at all the major UK supermarkets such as Lidl, Tesco’s, Sainsbury’s.

UK families in 2017 spent on average £53.20 a week at the supermarket.

Save 7% at the entire Arcadia Group

Arcadia Group own seven of the high street’s most exciting fashion brands – Burton, Dorothy Perkins, Evans, Miss Selfridge, Topman, Topshop and Wallis

They have more than 2,500 outlets, and you can save 7% on everything, in every single one!

Up to 45% off breakdown cover

Save between £45.99 and £126 a year on your vehicle breakdown cover with the RAC.

Save when you book holidays

When you book with some of the biggest names in travel: Expedia, Thompson, On The Beach, and LastMinute.com.

Buy Life Cover or Sick Pay Cover online from ESMI in less than 5 minutes.