Unlimited access to 1000+ loyalty rewards 

Absolutely free with your ESMI cover

All ESMI policyholders get unlimited access to our ESMI Rewards site with over 1,000 cash-back opportunities from over 150 of the UK’s favourite brands. 

Incorporate ESMI Rewards into your usual spending with ease, and you could see an average yearly saving of £400.

What is ESMI Rewards?

To give you something for your money without having to claim, and to reward you for choosing to protect yourself and your family, we give you unlimited access to 1,000+ loyalty rewards.

Our dedicated reward site has offers from almost every major retailer in the U.K. The average member saves around £400 a year.

If you remember to use ESMI Rewards regularly, you could get back the money you pay for your insurance cover each year from the savings you make.

How Does ESMI Rewards Work?

Start saving right away

Once you buy a policy, you’ll receive a link to sign up for free.

Unlimited access

You then have unlimited access to the site. There are no restrictions regardless of which policy you have with us.


If you cancel your policy then you will no longer have access to your rewards. That’s it!

Up to 40% off cinema tickets

Save at all the big cinema’s: Odeon, VUE, Showcase and more.

Save on your food shop

Save up to 6% on supermarket shops at all the major UK supermarkets such as Lidl, Tesco’s, Sainsbury’s.

UK families in 2017 spent on average £53.20 a week at the supermarket.

Save 7% at the entire Arcadia Group

Arcadia Group own seven of the high street’s most exciting fashion brands – Burton, Dorothy Perkins, Evans, Miss Selfridge, Topman, Topshop and Wallis

They have more than 2,500 outlets, and you can save 7% on everything, in every single one!

Up to 45% off breakdown cover

Save between £45.99 and £126 a year on your vehicle breakdown cover with the RAC.

Save when you book holidays

When you book with some of the biggest names in travel: Expedia, Thompson, On The Beach, and LastMinute.com.

Buy straightforward Life Cover or Sick Pay Cover online from ESMI in less than 5 minutes.