We make insurance Simple.

ESMI makes personal insurance clear and hassle-free. Quote and buy affordable cover online in minutes, all with no medical exams or medical questions.

We promise no annoying cold-calls and your policy documents are issued the same day by email. 

Why not protect yourself today with cover starting from less than £5 a month?

You're In Safe Hands

We've provided cover for over 5,000 people just like you!

Protection Insurance that matches your life
Life Insurance

Guaranteed life cover up to £100,000. Affordable and easy to apply for with 4 benefit levels to choose from.

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Life & Critical Illness

Claim 50% of your life insurance benefit early if you are diagnosed with one of 8 serious illnesses.

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Sick Pay Insurance

Safeguard your income for up to 6 months in the event of work absence longer than 30 days.

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Frequently asked questions

Life Insurance

Life and Critical

Sick Pay

Buy Life Cover or Sick Pay Cover online from ESMI in less than 5 minutes.