Life Insurance FAQ’s
Find the most commonly asked questions about our Life Insurance policy here.
Get in touch if you can’t find the answer to your question.
Am I eligible for the life cover policy?
You may apply for cover if you meet these simple criteria at the start date: You are aged between 18 and 50 years old and you are a permanent UK resident. That’s it!
Can I add critical Illness cover?
Is the ESMI Life Cover Policy suitable for over 50’s?
Can I add my partner and or my children to the policy?
Are pre-existing medical conditions covered?
The Life Cover plan will not cover any condition, injury, illness, disease or related condition and/or associated symptoms, whether diagnosed or not, which you suffered in the 36 months immediately before the start date of the policy unless the insured person has been symptom-free and has not required treatment or medical advice for at least 24 months in a row immediately after the policy start date.